New PDF release: Catastrophic Risks And Insurance: Policy Issues in Insurance

By Organisation for Economic Co-Operation a

ISBN-10: 9264009949

ISBN-13: 9789264009943

ISBN-10: 9264009957

ISBN-13: 9789264009950

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Extra info for Catastrophic Risks And Insurance: Policy Issues in Insurance No.8

Sample text

The same applies to the social and political perception of risks, to the significance attached to them in the public debate. State and private compensation systems function differently. Thus, the same or similar catastrophes produce a puzzle made up of different insurance and liability situations in each country. CATASTROPHIC RISKS AND INSURANCE – ISBN 92-64-00994-9 – © OECD 2005 37 CHAPTER 2. INDUSTRIAL, TECHNOLOGICAL AND OTHER CATASTROPHES The compensation of asbestos victims, for example, differs from country to country: mainly covered by general disability and health insurers in the Netherlands, by workers’ compensation insurers in Germany, by employers’ liability insurers in UK and Ireland, by product liability insurers in USA.

The new entrants have performed well and have not had to lower prices to enter the market. The technical underwriting approach seems to be more consistent and moves to tighten various terms and conditions such as unlimited covers are a major move forward to protect the value given to shareholders and ultimately therefore to providing a steadier market place. The insurance and reinsurance cycle will never be totally removed as market forces will always play some part in the renewal negotiations.

It was clear, though, that MIC quickly reacts with water, which meant that people's faces and breathing could have been protected with wet cloths. The company did not draw attention to this fact either preventively or when the crisis occurred. For the latter, the loudspeakers of the city’s many minarets would have provided a suitable infrastructure. Whilst obvious prevention measures were not taken, a therapy remains unknown to this day. The number of victims was estimated at 12 000 to 16 000 dead and 200 000 injured.

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Catastrophic Risks And Insurance: Policy Issues in Insurance No.8 by Organisation for Economic Co-Operation a


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